A smart place to start
Establishing good saving habits is easy with our entry-level savings account. Low minimum balance requirements make it great for individuals, organizations and businesses looking for solid financial footing.
Children and teens under the age of 18 also benefit from no minimum daily balance requirements and zero monthly fees — and all you need is $10.00 to get started!
Savings account features
- Minimum balance to open: $100.00
- Daily minimum balance: $100.00
- Monthly service charge: $5.00 (waived if daily minimum balance is maintained)
- No minimum withdrawal
Our best savings accounts rates
| Account Type | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Individuals*** / Businesses | $100.00 | 0.05% | 0.05% |
Savings Calculator
** All Interest Rates and Annual Percentage Yields (APY) are current as of this date but are subject to change at our discretion. The disclosed APY assumes that the interest will remain on deposit; interest withdrawals will affect APY. Bank uses the daily balance method to calculate the interest on your account. This method applies a daily rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e., checks). Interest is compounded and credited monthly on your collected balance. These are variable rate accounts. The interest rate that corresponds to the amount on deposit is paid on the full balance.
*** Minimum Opening Deposit is $10 for account holders under age 18.