Rates

Our best deposit rates

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Certificates of Deposit (CDs) Promotions+

Comparison table of Certificates of Deposit (CDs) Promotions+
Certificates of Deposit (CDs) Promotions+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
7 Month CD* $5,000 4.21% 4.25%
13 Month CD* $5,000 4.49% 4.50%

Certificates of Deposit (CDs) Rates+

Comparison table of Certificates of Deposit (CDs) Rates+
Certificates of Deposit+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
91–181 Day CD $500 0.350% 0.350%
182–364 Day CD $500 0.450% 0.450%
12–23 Month CD $500 0.750% 0.750%
24–35 Month CD $500 1.000% 1.000%
36–47 Month CD $500 1.200% 1.200%
48–59 Month CD $500 1.300% 1.300%
60 Month CD $500 1.400% 1.400%
84 Month CD $500 1.400% 1.400%

Money Market Account Rates**

Comparison table of Money Market Account Rates**
Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
$0.01–$9,999.99 $2,000 0.060% 0.060%
$10,000.00–$39,999.99 $2,000 0.150% 0.150%
$40,000.00–$89,999.99 $2,000 0.300% 0.300%
$90,000.00–$249,999.99 $2,000 0.350% 0.350%
$250,000.00 or more $2,000 0.400% 0.400%

Health Savings Account Rates**

Comparison table of Health Savings Account Rates**
Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Individuals $100 0.400% 0.400%

Regular Savings Account Rates**

Comparison table of Regular Savings Account Rates**
Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Individuals*** / Businesses $100 0.050% 0.050%

Checking Account Rates** (not available as an IRA)

Comparison table of Checking Account Rates** (not available as an IRA)
Account Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Elite Rewards and Independence Plus $100 0.040% 0.040%
Business Elite (Sole Proprietor Only) $100 0.040% 0.040%

Our best mortgage interest rates

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Our best rates for loans

2021 or Newer Auto/Truck Motorcycle Loans

Comparison table of 2021 or Newer Auto/Truck Motorcycle Loans
Term APR* Monthly Payment**
36 Months 6.800% $30.79
48 Months 6.950% $23.92
60 Months 7.150% $19.87
72 Months 7.650% $17.36
84 Months 8.400% $15.79

2013–2020 Auto/Truck/Motorcycle Loans

Comparison table of 2013–2020 Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
36 Months 6.950% $30.85
48 Months 7.150% $24.02
60 Months 7.600% $20.09
72 Months 8.200% $17.63

2012 or Older Auto/Truck/Motorcycle Loans

Comparison table of 2012 or Older Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
24 Months 8.150% $45.30
36 Months 8.350% $31.50
48 Months 8.750% $24.77
60 Months 9.000% $20.76
72 Months 9.400% $18.22

2021 or Newer Recreational Vehicle and Boat Loans

Comparison table of 2021 or Newer Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 8.000% $31.34**
48 Months 8.000% $24.41**
60 Months 8.000% $20.28**
72 Months 8.500% $17.78**
120 Months 9.200% $323.49***

2014–2020 Used Recreational Vehicle and Boat Loans

Comparison table of 2014–2020 Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 8.500% $31.57
48 Months 8.500% $24.65
60 Months 8.500% $20.52
72 Months 9.100% $18.08

2013 or Older Used Recreational Vehicle and Boat Loans

Comparison table of 2013 or Older Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
24 Months 10.200% $46.24
36 Months 10.200% $32.36

Additional loans

We understand you may need a loan outside of the options listed above, and we are here to help. Bank of Sun Prairie also offers other personal loans such as:

  • Secured fixed-rate loans secured with cash, stocks, bonds, CDs, savings accounts, etc.
  • Unsecured fixed-rate loans starting at $1,000.00
  • Personal lines of credit

Contact us today for information!

Apply Online Loan Calculator

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