Rates

Our best deposit rates♦

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Certificates of Deposit (CDs) Promotions+

Comparison table of Certificates of Deposit (CDs) Promotions+
Certificates of Deposit (CDs) Promotions+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
7 Month CDx* $25,000 3.72% 3.75%
13 Month CDx* $25,000 3.99% 4.00%
7 Month CD* $5,000 3.57% 3.60%
13 Month CD* $5,000 3.79% 3.80%

Certificates of Deposit (CDs) Rates+

Comparison table of Certificates of Deposit (CDs) Rates+
Certificates of Deposit+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
91–181 Day CD $500 0.200% 0.200%
182–364 Day CD $500 0.300% 0.300%
12–23 Month CD $500 0.450% 0.450%
24–35 Month CD $500 0.400% 0.400%
36–47 Month CD $500 0.500% 0.500%
48–59 Month CD $500 0.800% 0.800%
60 Month CD $500 1.000% 1.000%
84 Month CD $500 0.750% 0.750%

Money Market Account Rates**

Comparison table of Money Market Account Rates**
Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
$0.01–$9,999.99 $2,000 0.060% 0.060%
$10,000.00–$39,999.99 $2,000 0.150% 0.150%
$40,000.00–$89,999.99 $2,000 0.300% 0.300%
$90,000.00–$249,999.99 $2,000 0.350% 0.350%
$250,000.00 or more $2,000 0.400% 0.400%

Health Savings Account Rates**

Comparison table of Health Savings Account Rates**
Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Individuals $100 0.400% 0.400%

Regular Savings Account Rates**

Comparison table of Regular Savings Account Rates**
Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Individuals*** / Businesses $100 0.050% 0.050%

Checking Account Rates** (not available as an IRA)

Comparison table of Checking Account Rates** (not available as an IRA)
Account Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Elite Rewards and Independence Plus $100 0.040% 0.040%
Business Elite (Sole Proprietor Only) $100 0.040% 0.040%

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Our best rates for loans

2021 or Newer Auto/Truck Motorcycle Loans

Comparison table of 2021 or Newer Auto/Truck Motorcycle Loans
Term APR* Monthly Payment**
36 Months 5.740% $30.30
48 Months 5.740% $23.37
60 Months 5.950% $19.31
72 Months 6.200% $16.67
84 Months 6.900% $15.04

2013–2020 Auto/Truck/Motorcycle Loans

Comparison table of 2013–2020 Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
36 Months 5.990% $30.42
48 Months 5.990% $23.48
60 Months 6.450% $19.54
72 Months 6.850% $16.98

2012 or Older Auto/Truck/Motorcycle Loans

Comparison table of 2012 or Older Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
24 Months 7.750% $45.11
36 Months 8.200% $31.43
48 Months 8.650% $24.72
60 Months 8.900% $20.71
72 Months 9.200% $18.12

2021 or Newer Recreational Vehicle and Boat Loans

Comparison table of 2021 or Newer Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 7.200% $30.97**
48 Months 7.200% $24.04**
60 Months 7.200% $19.90**
72 Months 8.000% $17.53**
120 Months 8.900% $315.34***

2014–2020 Used Recreational Vehicle and Boat Loans

Comparison table of 2014–2020 Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 8.000% $31.34
48 Months 8.200% $24.51
60 Months 8.200% $20.37
72 Months 9.000% $18.03

2013 or Older Used Recreational Vehicle and Boat Loans

Comparison table of 2013 or Older Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
24 Months 10.000% $46.14
36 Months 10.000% $32.27

Additional loans

We understand you may need a loan outside of the options listed above, and we are here to help. Bank of Sun Prairie also offers other personal loans such as:

  • Secured fixed-rate loans secured with cash, stocks, bonds, CDs, savings accounts, etc.
  • Unsecured fixed-rate loans starting at $1,000.00
  • Personal lines of credit

Contact us today for information!

Apply Online Loan Calculator

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