Rates

Our best deposit rates

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Certificates of Deposit (CDs) Promotions+

Comparison table of Certificates of Deposit (CDs) Promotions+
Certificates of Deposit (CDs) Promotions+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
7 Month CDx $50,000 2.75% 2.75%
15 Month CD*x $50,000 3.25% 3.25%
20 Month CD*x $50,000 3.40% 3.40%
7 Month CD $5,000 2.50% 2.50%
15 Month CD* $5,000 3.00% 3.00%
20 Month CD* $5,000 3.25% 3.25%

Certificates of Deposit (CDs) Rates+

Comparison table of Certificates of Deposit (CDs) Rates+
Certificates of Deposit+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
91–181 Day CD $500 0.200% 0.200%
182–364 Day CD $500 0.300% 0.300%
12–23 Month CD* $500 0.450% 0.450%
24–35 Month CD* $500 0.400% 0.400%
36–47 Month CD* $500 0.500% 0.500%
48–59 Month CD* $500 0.800% 0.800%
60 Month CD* $500 1.000% 1.000%
84 Month CD* $500 0.750% 0.750%

Money Market Account Rates**

Comparison table of Money Market Account Rates**
Balance Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
$0.01–$9,999.99 $2,000 0.060% 0.060%
$10,000.00–$39,999.99 $2,000 0.150% 0.150%
$40,000.00–$89,999.99 $2,000 0.300% 0.300%
$90,000.00–$249,999.99 $2,000 0.350% 0.350%
$250,000.00 or more $2,000 0.400% 0.400%

Health Savings Account Rates**

Comparison table of Health Savings Account Rates**
Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Individuals $100 0.400% 0.400%

Regular Savings Account Rates**

Comparison table of Regular Savings Account Rates**
Account Type Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Individuals*** / Businesses $100 0.050% 0.050%

Checking Account Rates** (not available as an IRA)

Comparison table of Checking Account Rates** (not available as an IRA)
Account Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
Elite Rewards and Independence Plus $100 0.040% 0.040%
Business Elite (Sole Proprietor Only) $100 0.040% 0.040%

Our best mortgage interest rates

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Our best rates for loans

2020 or Newer Auto/Truck Motorcycle Loans

Comparison table of 2020 or Newer Auto/Truck Motorcycle Loans
Term APR* Monthly Payment**
36 Months 3.650% $29.37
48 Months 3.900% $22.53
60 Months 4.000% $18.42
72 Months 4.150% $15.71
84 Months 5.200% $14.23

2012–2019 Auto/Truck/Motorcycle Loans

Comparison table of 2012–2019 Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
36 Months 3.950% $29.50
48 Months 4.200% $22.67
60 Months 4.700% $18.73
72 Months 5.550% $16.36

2011 or Older Auto/Truck/Motorcycle Loans

Comparison table of 2011 or Older Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
24 Months 6.490% $44.54
36 Months 6.490% $30.64
48 Months 6.690% $23.80
60 Months 6.990% $19.80
72 Months 8.050% $17.56

2020 or Newer Recreational Vehicle and Boat Loans

Comparison table of 2020 or Newer Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 4.500% $29.75**
48 Months 4.600% $22.85**
60 Months 4.750% $18.76**
72 Months 6.150% $16.64**
120 Months 6.900% $288.98***

2013–2019 Used Recreational Vehicle and Boat Loans

Comparison table of 2013–2019 Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 5.750% $30.31
48 Months 6.250% $23.60
60 Months 6.625% $19.62
72 Months 7.000% $17.05

2012 or Older Used Recreational Vehicle and Boat Loans

Comparison table of 2012 or Older Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
24 Months 8.500% $45.46
36 Months 8.500% $31.57

Additional loans

We understand you may need a loan outside of the options listed above, and we are here to help. Bank of Sun Prairie also offers other personal loans such as:

  • Secured fixed-rate loans secured with cash, stocks, bonds, CDs, savings accounts, etc.
  • Unsecured fixed-rate loans starting at $1,000.00
  • Personal lines of credit

Contact us today for information!

Apply Online Loan Calculator

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