Rates

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Our best rates for loans

2025 or Newer Auto/Truck Motorcycle Loans

Comparison table of 2025 or Newer Auto/Truck Motorcycle Loans
Term APR* Monthly Payment**
36 Months 4.70% $29.84
48 Months 4.70% $22.89
60 Months 4.70% $18.73
72 Months 4.70% $15.97
84 Months 4.70% $13.99

2016–2024 Auto/Truck/Motorcycle Loans

Comparison table of 2016–2024 Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
36 Months 4.70% $29.84
48 Months 4.70% $22.89
60 Months 4.70% $18.73
72 Months 4.70% $15.97

2015 or Older Auto/Truck/Motorcycle Loans

Comparison table of 2015 or Older Auto/Truck/Motorcycle Loans
Term APR* Monthly Payment**
24 Months 6.00% $44.32
36 Months 6.00% $30.42
48 Months 6.00% $23.49
60 Months 6.00% $19.33
72 Months 6.00% $16.57

2025 or Newer Recreational Vehicle and Boat Loans

Comparison table of 2025 or Newer Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 4.70% $29.84**
48 Months 4.70% $22.89**
60 Months 4.70% $18.73**
72 Months 4.70% $15.97**
120 Months 5.50% $271.32***

2016–2024 Used Recreational Vehicle and Boat Loans

Comparison table of 2016–2024 Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
36 Months 4.70% $29.84
48 Months 4.70% $22.89
60 Months 4.70% $18.73
72 Months 4.70% $15.97

2015 or Older Used Recreational Vehicle and Boat Loans

Comparison table of 2015 or Older Used Recreational Vehicle and Boat Loans
Term APR* Monthly Payment**
24 Months 6.00% $44.32
36 Months 6.00% $30.42

Additional loans

We understand you may need a loan outside of the options listed above, and we are here to help. Bank of Sun Prairie also offers other personal loans such as:

  • Secured fixed-rate loans secured with cash, stocks, bonds, CDs, savings accounts, etc.
  • Unsecured fixed-rate loans starting at $1,000.00
  • Personal lines of credit

Contact us today for information!

Apply Online Loan Calculator

* APR is Annual Percentage Rate. Rates shown reflect a 0.25% discount for automatic payments withdrawn from a Bank of Sun Prairie checking account in your name. Without automatic payments withdrawn from a Bank of Sun Prairie checking account, rates will be 0.25% higher. APR may increase after loan closing if automatic payments are discontinued. Rate discount is subject to checking account qualification.

** Monthly payment is based on payment per $1,000.00 borrowed for term and rate shown above. Rate is based on qualifying credit scores of 720+ and subject to change based on actual credit score and repayment option.

*** Monthly payment shown above is based on a minimum loan amount of $25,000.00 for the 120-month term.

Today’s rates are subject to change at any time without notice.

Loan is subject to credit approval.

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