Personal Checking Accounts

The power to choose

You have financial needs, and we have you covered with four rewarding checking accounts that offer benefits like convenience, rewards, interest earnings and much more. Comparing checking accounts is simple with the table below, or contact one of our relationship bankers to help choose the best option for you!

Comparing checking accounts

Comparison table of personal checking accounts
  Student Rewards Checking Freedom Checking Accounts Rewards Checking Accounts Elite Rewards Checking Accounts** Indepen­dence Plus Checking Accounts**
Description Students age 13 to 24* earn points toward cash back or merchandise with no monthly service charge Enjoy a simple checking account with no monthly service charges Earn points to redeem toward merchandise, travel or cash back Receive all the perks of a Rewards Checking Account — plus more Earn interest, enjoy many perks and qualify for social outings (for those 55 and older)
Minimum Balance to Open $25.00 $100.00 $100.00 $100.00 $100.00
Monthly Service Charge None None $7.50 $15.00 $7.50
How to Avoid Monthly Service Charge N/A N/A

Direct deposits (minimum of $250.00 cumulative per statement cycle)

$1,000.00 in combined daily account balances

Loan or line of credit (excludes Visa, Business and PRA)

Combination of three bill payments or ACH debits posted to your account per statement cycle

24 years of age or younger

Maintain a minimum daily balance of $1,000.00

Maintain at least $5,000.00 minimum daily balance in non-checking-related deposit accounts
Maintain at least $2,500.00 minimum daily balance in non-interest-related deposit accounts
Requires eStatements Yes   Yes    
Online Banking Yes Yes Yes Yes Yes
Mobile Banking*** Yes Yes Yes Yes Yes
MasterCard Debit Card Yes Yes Yes Yes Yes
uChoose Rewards® Yes   Yes Yes  
Interest Earning       Yes Yes
Personal Reserve Account (PRA)       Yes Yes****
Discount on New Trust Account       Yes Yes
Discount on Safe Deposit Box       Yes Yes
Free BOSP Specialty Style Checks       Yes Yes
Free Money Orders and Cashier’s Checks       Yes Yes
Invitations to Exclusive Events         Yes
Learn More Student Rewards Checking Freedom Checking Rewards Checking Elite Rewards Checking Indepen­dence Plus Checking

 

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