Certificates of Deposit (CDs)

Money + time = a smart savings strategy

Low-risk certificates of deposit (CDs) are a surefire way to get your money to work harder. Choose from a variety of terms and types, making it easy to find one that suits your needs:

91-day CD — $500.00 minimum deposit; interest compounded every 91 days

6-month CD — $500.00 minimum deposit; interest compounded every 182 days

1-year, 18-month, 2-year, 30-month, 3-year, 4-year, 5-year or 7-year CD — $500.00 minimum balance required; interest compounded and credited annually; featuring some of the best rates available

Bump rate CD — option to upgrade the rate on your CD without changing maturity date or incurring a penalty:

  • Option to adjust interest rate once during initial term and any renewal term
  • 1-year term or longer required on initial CD
  • Balance of $5,000 or higher required on initial CD
  • Interest compounded and credited annually
  • Excludes promotional CD rates

Rates for CDs

Certificates of Deposit (CDs) Promotions+

Comparison table of Certificates of Deposit (CDs) Promotions+
Certificates of Deposit (CDs) Promotions+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
7 Month CDx $50,000 2.75% 2.75%
15 Month CD*x $50,000 3.25% 3.25%
20 Month CD*x $50,000 3.40% 3.40%
7 Month CD $5,000 2.50% 2.50%
15 Month CD* $5,000 3.00% 3.00%
20 Month CD* $5,000 3.25% 3.25%

Certificates of Deposit (CDs) Rates+

Comparison table of Certificates of Deposit (CDs) Rates+
Certificates of Deposit+ Minimum Opening Deposit Interest Rate Annual Percentage Yield (APY)
91–181 Day CD $500 0.200% 0.200%
182–364 Day CD $500 0.300% 0.300%
12–23 Month CD* $500 0.450% 0.450%
24–35 Month CD* $500 0.400% 0.400%
36–47 Month CD* $500 0.500% 0.500%
48–59 Month CD* $500 0.800% 0.800%
60 Month CD* $500 1.000% 1.000%
84 Month CD* $500 0.750% 0.750%

Savings Calculator

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