Money + time = a smart savings strategy
Low-risk certificates of deposit (CDs) are a surefire way to get your money to work harder. Choose from a variety of terms and types, making it easy to find one that suits your needs:
91-day CD — $500.00 minimum deposit; interest compounded every 91 days
6-month CD — $500.00 minimum deposit; interest compounded every 182 days
1-year, 18-month, 2-year, 30-month, 3-year, 4-year, 5-year or 7-year CD — $500.00 minimum balance required; interest compounded and credited annually; featuring some of the best rates available
Rates for CDs
Certificates of Deposit (CDs) Promotions+
Comparison table of Certificates of Deposit (CDs) Promotions+
Certificates of Deposit (CDs) Promotions+
Minimum Opening Deposit
Interest Rate
Annual Percentage Yield (APY)
7 Month CDx*
$25,000.00
3.72%
3.75%
13 Month CDx*
$25,000.00
3.99%
4.00%
7 Month CD*
$5,000.00
3.57%
3.60%
13 Month CD*
$5,000.00
3.79%
3.80%
Certificates of Deposit (CDs) Rates+
Comparison table of Certificates of Deposit (CDs) Rates+
Certificates of Deposit+
Minimum Opening Deposit
Interest Rate
Annual Percentage Yield (APY)
91–181 Day CD
$500.00
0.200%
0.200%
182–364 Day CD
$500.00
0.300%
0.300%
12–23 Month CD
$500.00
0.450%
0.450%
24–35 Month CD
$500.00
0.400%
0.400%
36–47 Month CD
$500.00
0.500%
0.500%
48–59 Month CD
$500.00
0.800%
0.800%
60 Month CD
$500.00
1.000%
1.000%
84 Month CD
$500.00
0.750%
0.750%
Savings Calculator
+ All Certificates of Deposit are subject to substantial penalty for funds withdrawn prior to maturity. All Certificate of Deposit, High Yield Money Market Account and Savings Account information also applies to IRAs (unless indicated otherwise). For CD promotions no brokered, institutional or out-of-State funds.
x Funds must be “new,” not currently on deposit with Bank of Sun Prairie.
*CDs will automatically renew into a non-promotion CD for the following terms: 7-month CD promotion (182-day term), 13-month CD promotion (12-month term).
Minimum balance to earn APY is $0.01. Fees or withdrawals could reduce the Annual Percentage Yield (APY) on the above accounts. Disclosures on fees, transaction limitations and other product features are contained in our Consumer Deposit Account Fee Schedule, applicable Product Information Brochure, and our Terms and Conditions.
Automatically renewable CDs will renew for an identical term at maturity unless you specify a different available renewal term in writing. You have 10 days upon maturity to withdraw these funds if desired.
Non-renewable CDs will not automatically renew at maturity. If you do not renew your account on the certificate maturity date, your funds will be placed in a non-interest-bearing account.
CD transaction limitations: You cannot make additional deposits to a CD during a term and cannot withdraw principal from a CD without our consent except on or after maturity. Automatically renewable CD accounts will have a 10-day grace period after each renewal date during which withdrawals are permitted without penalty.
Withdrawing principal from a CD prior to maturity without consent from Bank of Sun Prairie will result in an early withdrawal penalty.
