Get much more from your checking
Independence Plus Checking offers those 55 years and up great deals on financial services, exclusive social outings and interest paid on your checking account balances.
To avoid a monthly service charge, all you need to do is maintain at least $2,500 as your minimum daily balance in non-checking-related deposit accounts.
Social Outing Information
2025 Coming Soon
2024 Independence Plus Medical Waiver
Additional checking account features
- Unlimited check writing
- Personal Reserve Account (PRA) with no annual fee*
- Money orders and cashier’s checks at no charge
- 25% discount on any size safe deposit box (as available)
- Free BOSP specialty style checks
- Invitations to exclusive events
- Free online banking
- Free mobile banking with mobile deposits+
- Mastercard debit card
Independence Plus Checking Account rates**
| Account | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Elite Rewards and Independence Plus | $100.00 | 0.04% | 0.04% |
Savings Calculator
** All Interest Rates and Annual Percentage Yields (APY) are current as of this date but are subject to change at our discretion. The disclosed APY assumes that the interest will remain on deposit; interest withdrawals will affect APY. Bank uses the daily balance method to calculate the interest on your account. This method applies a daily rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (i.e., checks). Interest is compounded and credited monthly on your collected balance. These are variable rate accounts. The interest rate that corresponds to the amount on deposit is paid on the full balance.